Inabilità / Infortuni sul lavoro
Work injuries are divided into four categories: (i) permanent total incapacity (ii) permanent partial incapacity (iii) temporary incapacity and (iv) fatal injury leading to death of a worker.
There is no minimum qualifying period for access to benefits under work injuries. Accidents that occur while commuting to and from work are covered.
Workers involved in risky/dangerous activities have to be insured by their employers.
The benefit for permanent disability is set according to the percentage of disability. No benefit is given if disability is less than 5%, while a lump sum is given for 6-16% disability. A monthly benefit is provided if permanent disability is more than 16%.
Temporary disability benefit due to work accident is equal to 100% of income and is granted for six months (but collective agreements can extend this time).
In case of fatal injury leading to death of a worker, survivor’s pension is paid. Widow(er) in entitled to 50% of the yearly wage of the deceased worker, each child younger than the age of 18 (age 26 for full time students, no limit if disabled) is entitled to 20% of the pension, while each full orphan is entitled to 40% of the pension. If there is neither spouse nor children, then each dependent parent or brother/sister is entitled to 20% of the pension.
Survivors may also get a lump sum from a special ministerial fund, which varies according to the number of family members and the availability of funds. This is given also to non-insured workers’ survivors.
Funeral allowance is also provided.
Source: §13 of the Decree of 23rd February 2000, n. 38; www.inail.it; §85 of Decree of 30th June 1965, n. 1124
